Juan Santos Atahualpa 3
Guaranteed project: invest in Peruvian coffee farmers producing sustainable coffee. The Juan Santos Atahualpa cooperative in Peru consists of over 600 farmers who cultivate Fairtrade-certified coffee together. Thanks to Fair Capital, your investment is guaranteed, including interest, with the exception of currency exchange risk.
The project
A fair price for their coffee beans is far from guaranteed for many coffee farmers in Peru. Coffee plantations are located high in the Andes, in remote and mountainous parts of the country, making it difficult to access international markets.
Farmers therefore join forces, for example through cooperation with Juan Santos Atahualpa (JSA). By working together, they strengthen their position, gain more influence, and receive a better price for their coffee. This results in higher incomes for farming families and creates more room to invest in sustainable coffee cultivation.
What does Juan Santos Atahualpa do?
JSA buys coffee directly from the farmers, giving them greater certainty about the sale of their harvest. The cooperative ensures fair international sales and supports farmers in obtaining certifications such as the Fairtrade label. It also invests in basic infrastructure, such as building better roads, so farmers can transport their coffee faster and more safely.
Through their collective efforts, they improve not only the quality of their coffee but also the living conditions of the farmers and their families.
How does this guaranteed investment work?
With the guarantee from Fair Capital, you invest in sustainable, direct projects through Lendahand. Fair Capital, based in Switzerland, provides financing and advisory services to companies in sustainable agriculture and has extensive experience assessing both the social impact and credit risk of agricultural projects.
If JSA cannot meet its payment obligations, Fair Capital fully compensates Lendahand investors for the nominal investment plus interest, with the exception of currency exchange risk between USD and EUR. Note: investing always carries risks. Read the terms here.
Your investment in this collaboration directly contributes to improving the lives of small-scale coffee farmers in Peru.
Your investment
Your investment in JSA is guaranteed by Fair Capital, covering both your investment and the interest, with the exception of currency exchange risk.
- Interest rate: 6% per year
- Maturity: 9 months. You will receive your notional payment at the end of the maturity. You will receive an interest payment in month 3, 6, and month 9.
- Currency: US dollar. Please note that although you invest in euros, the loan is denominated in dollars. This means there is a risk of exchange rate fluctuations between the US dollar and the euro. Visit our currency risk page for more information.
Cooperativa Juan Santos Atahualpa
Impact
In just two decades, Peru transformed into an upper-middle-income economy, with poverty rates dropping from 60 percent in 2002 to 24 percent in 2013. However, many coffee farmers still struggle with low incomes, price instability, and the effects of climate change.
The Juan Santos Atahualpa coöperatie (JSA) addresses these challenges by uniting small-scale farmers and strengthening their position in the international market. By working together, they gain access to fair prices, direct sales channels, and certifications like Fairtrade, leading to greater income security and sustainable production. The cooperation also invests in essential infrastructure, such as roads, making it easier for farmers to transport their harvests. As a cooperative, JSA empowers farmers to increase their incomes, and create better futures for their families and communities.
This way, the cooperation ensures a sustainable product and a fair income, supporting communities in Peru.
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