Validus 38
You might not immediately expect it, but the package in his hands is part of an important distribution chain. Every day, the company ensures that products such as tea and mineral water reach small neighborhood shops across Indonesia. With your investment in Validus, you help keep these distribution chains running and support the local economy.
The project
In South Jakarta, Nelly builds economic growth box by box with her business. Her team distributes seven brands, including Sosro tea and Sui mineral water, to small retailers across the city.
Through the fintech platform Validus, Nelly finances her inventory and pays suppliers directly. In a sector with tight margins and short delivery times, that speed makes a difference. It gives her room to grow and hire more staff. As a result, the number of employees increased from 20 to 50.
Validus provides established SMEs in Southeast Asia with access to fast, short-term growth financing through a digital platform. In Indonesia, entrepreneurs use this financing for a wide range of activities, from pharmaceutical distribution and daily consumer goods to the trade of water and soft drinks.
With your investment in Validus, you finance SMEs in Indonesia and support well-functioning distribution chains that are part of everyday life.
Your investment
- Annual interest rate: 6,5%
- With an investment of €1,000, the expected total repayment is €1,065.
- Maturity: 12 months
- Grace period: 12 months. You will receive the full repayment after 12 months. Interest is paid after 6 and 12 months.
- Currency: Dollar. Please note that although you invest in euros, the loan is in dollars, so there is a risk of exchange rate fluctuations between dollars and euros. Visit our page on exchange rate risks for more information.
Validus
Impact
Validus aims to improve the lives of everyone connected to small and medium-sized enterprises (SMEs). This includes not only the business owners but also their customers, employees, and families. Since 2015, the digital lending platform has financed more than $3 billion for SMEs in Singapore, Indonesia, Vietnam, and Thailand. Entrepreneurs in Southeast Asia face a significant funding gap. In Indonesia alone, SMEs need around $160 billion to grow. Through its financial services, Validus helps bridge this gap and contributes to greater financial inclusion in the region.
Related blog posts
- Learn more about Validus in their introduction blog post here.
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