Validus 37
Eka runs a family business that distributes medicines in East Java. With a loan through Validus, she was able to expand and her company gained an important role in the regional distribution of medicines. By investing in SMEs like Eka’s, you contribute to essential services, employment and economic growth in Indonesia.
The project
PT Surya Eka Putra has existed since 1980 and is one of the leading medicine distributors in East Java. After Eka took over the company from her mother, she used a loan through Validus to continue growing. She invested in logistics and expanded her client base to include more wholesalers and pharmacies in the region. Shortly afterward, her company was selected as the exclusive distributor for the province, a milestone for her family business.
Validus is a fintech platform that supports established SMEs in Southeast Asia with fast and accessible financing. Many of these businesses work for larger clients but often have to wait a long time for payment. A loan helps them bridge that period, continue their daily operations, and create room for growth.
The companies financed by Validus often started small, have since grown, and provide significant employment in their regions. They play an important role in the local economy. Investing in companies like Eka’s means contributing to essential services, employment, and economic progress.
Validus on Lendahand
- Active on Lendahand since: July 2022
- Total raised: €5,223,421
- Already repaid: €3,616,424
- Interest disbursed: €172,462
- Payments on time: 27 out of 27 (100%)
Your investment
- Annual interest rate: 6,5%
- With an investment of €1,000, the expected total repayment is €1,065.
- Maturity: 12 months
- Grace period: 12 months. You will receive the full repayment after 12 months. Interest is paid after 6 and 12 months.
- Currency: Dollar. Please note that although you invest in euros, the loan is in dollars, so there is a risk of exchange rate fluctuations between dollars and euros. Visit our page on exchange rate risks for more information.
Validus
Impact
Validus aims to improve the lives of everyone connected to small and medium-sized enterprises (SMEs). This includes not only the business owners but also their customers, employees, and families. Since 2015, the digital lending platform has financed more than $3 billion for SMEs in Singapore, Indonesia, Vietnam, and Thailand. Entrepreneurs in Southeast Asia face a significant funding gap. In Indonesia alone, SMEs need around $160 billion to grow. Through its financial services, Validus helps bridge this gap and contributes to greater financial inclusion in the region.
Related blog posts
- Learn more about Validus in their introduction blog post here.
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